USA TODAY: Newsflash – If you think you’re good with money, you’re probably wrong

by A.Stotz Team, July 21, 2015

Andrew Stotz suggests physically separating money into different envelopes. “The time-tested method of putting cash into envelopes as a way of physically allocating money to different costs (housing, food, entertainment, etc.) is one of the most powerful methods of attempting to pre-determine future spending,” he says.

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